Spending controls for AI agents
Set budgets, approved recipients, and approval requirements for your agents. Conto checks requests before payment. Use stablecoins or connected cards for agent purchases.
Payment flow architecture
How Conto checks and records a payment
Control plane modules
PolicyWalletsNetworkLimitsSee a spending rule in action
Watch your rules approve, hold, or block an agent's payments.
Sent. No review.
Sent. Counterparty unknown.
Sent. Third duplicate this month.
Conto
Approved. Trusted vendor, within policy.
Blocked. Trust score 9 of 100.
Needs approval. Over the approval threshold.
Spending controls and developer tools
Use these tools together with Conto Pay or integrate the ones your agent needs.
Policy Engine
Set spending limits, approved recipients, and approval requirements for your agents.
Agent Wallets
Manage agent balances, track payments, and freeze wallets when spending needs to stop.
Connected Cards
Let your agent buy with your existing card. Set spending limits, choose merchants, and review requests with Conto.
Approvals
Send payments that need approval to a reviewer before money moves.
Network Intelligence
Use transaction history, relationship data, and shared risk signals to understand who agents are paying before the payment clears.
Audit and Reconciliation
Give finance a record of each agent payment, from the initial request to the final result.
Developer Platform
Connect your agent to Conto and test its first payment in sandbox.