How agents spend money safely
Trace the path from agent intent to policy, approval, wallet authority, and audit trail, including x402 budgets for paid API access.
The essentials
Start with the payment jobs agents already handle, then map the controls that keep API calls, refunds, bookings, and payouts inside policy.
Market map
What Are Agentic Payments?
How AI agents buy, book, refund, pay APIs, and trigger payouts under policy.
Read guideControl model
How to Control AI Agent Spending
Budgets, policies, approvals, wallets, counterparties, and audit trails for agents that spend money.
Read guideAPI budgets
x402 and API Spend Controls for AI Agents
How to keep paid API calls, data access, and machine-speed service usage inside policy before an agent pays.
Read guideA controlled path to payment
Agent workflows can move quickly while every request still passes through identity, policy, approval, wallet authority, and a record finance can reconcile.
01 sources
Agents and operators ask to spend
Work starts in the agent, dashboard, or operational workflow.
02 surfaces
Requests enter through product or API surfaces
Teams can use hosted flows or wire Conto into their own agent runtime.
03 control plane
Conto checks policy before money moves
Limits, approvals, wallet authority, and counterparty risk are evaluated in the payment path.
04 settlement
Approved payments settle on the chosen rail
Wallets, cards, x402, and stablecoin rails stay governed by the same policy context.
05 record
Every result lands in the audit trail
Finance, operations, and security can inspect the decision and the final payment state.
Explore by team
Go deeper on the surface that matches your work: product design, operational controls, or developer integration.
For product teams
Map which agent workflows can move money, when approval appears, and how the UX changes.
ExploreFor finance and ops
Trace approvals, audit evidence, and reconciliation from request to settlement.
ExploreFor developers
Put policy checks, budgets, wallets, and x402 handling into the request path.
ExploreKey control surfaces
Open the product pages and docs behind the policies, budgets, wallets, and approvals used throughout the payment path.