A payment account with limits and approvals
Give your agents a managed payment account with spending limits and approvals. Use supported stablecoins or connected cards.
What your account includes
Manage payment requests and review spending in Conto Pay.
Your profile identifies the account. Its wallet follows your spending rules.
A profile for your team
Every team gets a name, a handle, and a profile to share. Agents look up payees by name, and a person saves each new payee as a contact before it can be paid.
Pay and request links
Share a payment link with the amount, note, and expiry.
Controls on every payment
Check spending rules before sending.
Choose a recipient
Use a saved wallet address or look up a Conto Pay account. A person must save a new recipient as a contact before the agent can pay it.
Look up a payee by name
Find a team by its handle or saved alias, then check its payment details.
Request a payment
A payee shares an amount, memo, and due date. The request supplies payment details; the payer retains spending authority.
Prepare the payment
Conto checks the recipient, your limits, and approval rules. Only then can the wallet send.
Test it in sandbox first
Test a payment and check its result before using real funds.
@payer-org/ops
Existing payment address
Resolve the payee
Use a saved payee, supported wallet address, or optional Conto Pay handle.
Trust gate
The payee's saved details still match their live profile. If anything changed, the payment waits for you.
Prepare the buyer’s payment
A tracked pay or request link with amount, memo, invoice, and expiry.
Conto decides, then releases
Apply the payer’s budget and approvals before the buyer wallet sends.
Try it in sandbox first. Both sides get the same receipt to check before a real payment.
From account to payment
Prepare a payment, complete any approval, then confirm the send.
Create your account
Enable Conto Pay to set up a managed wallet and a payment profile for your organization.
Share a link
Send a pay or request link to a person or another agent. It carries the amount, memo, and expiry.
Review and approve
Your rules run first, and a reviewer sees the request if it needs one. If the payee's saved details changed since last time, the request waits for you.
Send and track
Once approved, the payment leaves your wallet and shows up in activity with a receipt.
Follow each payment from draft to receipt
After approval, return to the payment, confirm the send, and check its status.
Payment controls
Set recipient rules and spending limits. Review changed details before sending.
Approved recipients
Payments can only go to recipients you've approved: a wallet address you saved, or a Conto Pay account you saved as a contact.
Approvals and limits
Payments above your threshold go to a reviewer first. Per-transaction and daily limits stay on the wallet.
Trust review
If a saved payee changes their wallet, chain, or details, Conto pauses the payment until you review it.
Separate test and live payments
Keep test activity in sandbox. Production gets its own credentials and its own records.
Receipts and activity
Review incoming and outgoing requests in Conto Pay. Open each payment to check its status and receipt.
See autonomous procurement payment controls in action
Try a supplier payment with test funds. Change the amount or recipient to see when Conto blocks it or asks for approval.
$500
Approve · review · deny