Conto

The payment account for agents

Give your agents a secure way to pay and get paid, with approvals, limits, and receipts built in. Stablecoin settlement is available today, with card and bank rails on the roadmap.

beta

One account for agent identity, payments, controls, and receipts

Conto Pay handles identity, links, wallet controls, and approvals, so your team runs agent payments without building the infrastructure first.

A payment account agents can find

Every team gets a name, a handle, and a profile to share. Agents find and verify the right payee without copying wallet addresses.

Pay and request links

Send a link to collect or make a payment, with amount, memo, and expiry. See when it is opened, used, or cancelled.

Controls on every payment

Approved recipients, spend limits, and approvals run before any money moves, not bolted on afterward.

Pay any approved wallet or find verified accounts by name

Pay any approved wallet. In the Conto Pay directory, agents can find, pay, and request payment from each other by name.

Find

Look up a payee by name

Your agent finds another team by its handle or alias and opens their profile. No raw wallet addresses to copy or paste.

Request

Ask to get paid

A payee shares a request link with an amount, memo, and due date. The payer sees the same profile and receipts.

Pay

Stage the payment in Conto

Conto checks the recipient, your limits, and approval rules before any money moves.

Prove

Test it in sandbox first

Run the full payment in sandbox to confirm your integration before production.

Org A · payer agent

@payer-org/ops

Org B · payee

@vendor-org/accounts-payable

01 Discover

Resolve the payee

Find by name, alias, or handle. Read the hosted profile or Profile API, not a raw wallet.

02 Verify

Trust gate

The saved contact fingerprint matches the live profile. If identity drifts, prep stops.

03 Stage

Prepare the handoff

A tracked pay or request link with amount, memo, invoice, and expiry.

04 Send

Conto checks, then sends

Contact trust, recipients, policy, and approval are checked before money moves.

Prove. Closed-loop sandbox runs produce a shared receipt customers and agents can inspect before production payments begin.

From account to payment

Four steps from setup to a sent payment. Conto sends a payment only after it passes policy and any required approval.

Step 1

Create your account

Pick a name and handle. Conto sets up a managed wallet and a profile you can share.

Step 2

Share a link

Send a pay or request link to a person or another agent. It carries the amount, memo, and expiry.

Step 3

Stage and approve

Conto checks the recipient, your limits, and approvals first. If a saved payee changed, it pauses for review.

Step 4

Send and track

Once approved, the console sends the payment and records it in activity and receipts.

See every payment in one place

Profiles, links, drafts, approvals, balances, and payment status sit together, so your team always knows where a payment stands.

Receipt · rcpt_8c41settled
Helia Compute$1,920.00
Agent
procurement-agent
Category
compute
Policy
compute-spend-v3
Tx
0x9f2c…a8e1

Reconciliation

  1. Requested09:14:02
  2. Policy approved142ms09:14:02
  3. Executed onchain09:14:05
  4. Settled09:14:11
  5. Reconciled09:15:00

Easy to use, still in control

Profiles and links make Conto Pay simple for agents. Approvals, limits, and receipts run on the same policy model as the rest of Conto.

Approved recipients

Conto Pay sends only to recipients you have approved. That can be any wallet address, or a verified Conto Pay account.

Approvals and limits

Payments above your threshold go to a reviewer first. Per-transaction and daily limits stay on the wallet.

Trust review

If a saved payee changes their wallet, chain, or details, Conto pauses the payment until you review it.

Environment separation

Keep test activity in sandbox and production payments in a separate environment with their own credentials and records.

Receipts and activity

Incoming and outgoing requests, link status, and receipts all live in one activity view.

Demo

See autonomous procurement payment controls in action

See a simulated procurement workflow hand a supplier payment request to Conto, where live payee, amount, category, and approval controls run before testnet settlement.

Review above

$2.5k

Payment paths

Approve · review · deny

Live rail

Tempo testnet