Solutions
Specific payment patterns Conto can handle for autonomous systems
Explore the workflows Conto supports, from instant payouts to autonomous procurement. See where money moves, which controls fire, and which industries the pattern fits.
Operational Flows
Use cases where money moves inside the workflow, not in a separate finance queue.
Payout automation
Instant payouts with policy checks before settlement
Use Conto when agents need to pay people or counterparties immediately after a job, claim, or workflow completes. Payments stay fast because the controls run in the payment path instead of in a manual back office step.
Relevant industries
- Best for
- Delivery, payroll, claims
- Controls
- Caps, velocity, approval
- Outcome
- Fast settlement with hard stops
Autonomous purchasing
Autonomous procurement that still respects budget and vendor policy
Use Conto when agents need to buy inventory, services, software, or repairs on demand. The agent can source and purchase on its own, but only inside the categories, vendors, and budgets you approve.
Relevant industries
- Best for
- Supply chain, commerce, maintenance
- Controls
- Supplier policy, PO caps, approvals
- Outcome
- Repeatable buying without spend drift
Credits and refunds
Refunds, credits, and make-goods that stay inside policy
Use Conto when agents need to issue customer-facing credits or reimbursements quickly. Small corrections can clear immediately while higher-value exceptions route into a controlled review path.
Relevant industries
- Best for
- Hospitality, billing, claims
- Controls
- Category rules, budgets, approvals
- Outcome
- Faster resolution without leakage
Runtime Governance
Control patterns that keep autonomous payments safe while still letting agents act on their own.
Escalation paths
Approval routing for high-value or ambiguous payment decisions
Use Conto when the best answer is not a simple allow or deny. Agents can keep moving on the standard path, and the payment layer can pause only the transactions that need a human call.
Relevant industries
- Best for
- Large orders, claims, credits
- Controls
- Thresholds, escalation, audit trail
- Outcome
- Humans review exceptions only
Vendor trust controls
Vendor and counterparty controls for autonomous payments
Use Conto when agents must pay only approved vendors, merchants, or service providers. Counterparty policy stays attached to the payment path so trusted partners clear fast and drift is caught immediately.
Relevant industries
- Best for
- Procurement, vendors, merchant spend
- Controls
- Allowlists, trust, merchant rules
- Outcome
- Faster trusted payments, less drift
x402 spend limits
x402 and service-spend budgets for machine-speed buying
Use Conto when agents are paying for APIs, inference, or compute by the call. Per-request caps and session budgets keep service spend bounded even when the agent is making many decisions per minute.
Relevant industries
- Best for
- Inference, APIs, service spend
- Controls
- Per-call caps, session budgets, velocity
- Outcome
- Machine-speed buying with hard limits