Solutions

Enabling agentic payments for the AI economy

Explore how Conto's guardrails and controls enable new use cases and improve efficiency

Automated Payment Operations

Payment workflows agents can run end to end, with Conto enforcing payouts, purchasing, and credits right where the money moves.

Payout automation

Instant payouts with policy checks before settlement

Built for agents that need to pay people or move funds as soon as a job, user instruction, or treasury workflow completes. Conto keeps settlement fast by enforcing controls in the payment path instead of a manual back-office step.

Best for
Delivery, payroll, fintech transfers
Controls
Caps, velocity, approval
Outcome
Fast settlement with hard stops

Autonomous purchasing

Autonomous procurement that still respects budget and vendor policy

Let agents buy inventory, services, software, or repairs on demand without giving up purchasing control. The agent can source and transact on its own, but only inside the vendors, categories, and budgets you approve.

Best for
Supply chain, commerce, maintenance
Controls
Supplier policy, PO caps, approvals
Outcome
Repeatable buying without spend drift

Credits and refunds

Refunds, credits, and make-goods that stay inside policy

Customer-facing agents can issue credits, refunds, and reimbursements quickly while Conto keeps routine corrections fast and sends higher-value exceptions into a controlled review path.

Relevant industries

Best for
Hospitality, billing, support recovery
Controls
Category rules, budgets, approvals
Outcome
Faster resolution without leakage

Runtime Governance

Controls and safeguards for cases where autonomous payments need approvals, trusted counterparties, or hard spend limits before they clear.

Escalation paths

Approval routing for high-value or ambiguous payment decisions

Some payment decisions need a pause, not a hard stop. Agents can keep moving on the standard path while the payment layer pauses only the transactions that need a human call.

Best for
Large orders, treasury moves, credits
Controls
Thresholds, escalation, audit trail
Outcome
Humans review exceptions only

Vendor trust controls

Vendor and counterparty controls for autonomous payments

Trusted vendors should clear quickly, and new counterparties should not slip through unnoticed. Conto keeps vendor, merchant, and service-provider policy attached to the payment path so recipient drift is caught immediately.

Best for
Procurement, vendors, merchant spend
Controls
Allowlists, trust, merchant rules
Outcome
Faster trusted payments, less drift

x402 spend limits

x402 and service-spend budgets for machine-speed buying

When agents are paying for APIs, inference, or compute by the call, Conto applies per-request caps and session budgets so service spend stays bounded even when the agent is making many decisions per minute.

Best for
Inference, APIs, service spend
Controls
Per-call caps, session budgets, velocity
Outcome
Machine-speed buying with hard limits