Spend controls for personal assistants
Each user chooses approved merchants, spending limits, and when their assistant needs approval.
Controls your users can set
Let users set a budget, choose merchants, and decide which purchases need approval.
Spend limits, per purchase and rolling
A ceiling on any single purchase, plus daily, weekly, and monthly budgets. Requests above a hard cap are blocked in the connected payment flow.
Merchant and category rules
The user decides where the assistant can spend. Groceries and rides can be routine while gift cards, transfers, and unknown merchants stay off the table entirely.
Approval amount and notification channel
Users choose an approval threshold. Send a one-time review link through a configured chat, email, or webhook channel.
Checks in the payment system
The connected payment system must require Conto authorization before sending money. A precheck cannot stop payments made through an unrestricted signer.
The assistant spends up to the ceiling its user set
Under $100 the purchase clears on its own. Above it, the assistant stops and a one-tap approval lands in the user's chat before anything is charged.
The user's rules, on the card they already carry
Connect an existing card, set spending limits, and authorize purchases. Conto checks each request before releasing a checkout credential.
Explore connected cardsConto does not store the card number and does not hand it to the agent.
Coverage depends on the connected provider and payment method.