Conto

Control what your AI agents spend

Set budgets, choose who your agents can pay, and decide when they need approval. Conto checks payment requests against your rules.

Agentic payments need infrastructure built for machines, not humans

High-frequency transactions

Agents paying services and other agents

Autonomous commerce

To trust your agents, you need to see what they're paying for, how much they're spending, and who they're dealing with.

Your agents pay Your rules apply

Set spending rules for your AI agents and decide which payments need your approval.

How a payment is checked

The owner sets the rules. Conto evaluates each request. The buyer’s connected payment tool requires authorization before paying.

Without Conto

procurement
support
devops

No runtime check

No payment check is configured in this example.

helia.dev$1,920.00

Sent. No review.

quilldata.io$640.00

Sent. Counterparty unknown.

seat-refresh.io$4,800.00

Sent. Third duplicate this month.

Without configured payment controls.

With Conto

procurement
support
devops

Conto

Policy checksCounterparty contextPayment record
helia.dev$1,920.00

Approved. Trusted vendor, within policy.

quilldata.io$640.00

Blocked. Trust score 9 of 100.

seat-refresh.io$4,800.00

Needs approval. Over the approval threshold.

Connected payments checked and recorded.

  1. 01

    Define the payment rules

    Set a budget, approved recipients, and approval requirements for each agent.

  2. 02

    Agents request payments

    An agent sends Conto a payment request with the recipient and amount.

  3. 03

    Conto evaluates the request

    Conto returns approved, blocked, or needs approval.

  4. 04

    The buyer executes an authorized payment

    See which agent paid, which rules applied, and whether the payment settled.

What you can build with Conto

See spending controls in a payment workflow.

Vendor payments

Pay approved vendors. Review new recipients and requests above your approval threshold.

Autonomous procurement

Let agents select suppliers. Check the recipient, amount, and approval requirements before payment.

Agentic commerce

Try shopping, travel, and tickets with Claude. Conto powers the spending limits and approvals.

Micropayments and x402

Per-call caps and a session budget keep an agent's API bill inside the number you set.

For developers, product, finance, and security

Give each team the tools to configure, review, and track agent payments.

For developers

Connect your first agent

Use the SDK, API, MCP server, or an installable skill.

Build with Conto

For product & innovation

Build agents that make payments

Test a purchase, payout, or paid API request.

Solutions

For finance & operations

Review agent spending

See spending by agent and check payment exceptions.

Audit and reconciliation

For security & compliance

Apply spending rules

Set recipient restrictions and decide which requests need review.

Policy engine

Trillions of agents will transact

Autonomous agents will handle commerce at a scale humans never could.

Rules for every agent

Set spending rules once and apply them to each agent you add.

One record

See what each agent paid, who it paid, and which rule applied.

Know who gets paid

Check a recipient's payment history and risk before your agent pays.

Over 1T agents will come online in the next 10 years

Payments are a stepping stone to fully autonomous agents

Test your agent’s first payment

Free to start. No credit card required.