Payout automation
Instant payouts with policy checks before settlement
Built for agents that need to pay people or move funds as soon as a job, user instruction, or treasury workflow completes. Conto keeps settlement fast by enforcing controls in the payment path instead of a manual back-office step.
Industries
Delivery & gig work · Global workforce · Fintech treasury
Best for
Delivery, payroll, fintech transfers
Controls
Caps, velocity, approval
Outcome
Fast settlement with hard stops
Product
Conto products that govern instant payouts
Wallet operations
Agent Wallets
Give each agent a wallet or card surface that can be governed by policy, monitored by finance, and connected to the payment workflows it owns.
Explore productRuntime controls
Policy Engine
Define the rules for how agents spend, then evaluate every payment request before funds move. Conto keeps limits, categories, trust requirements, and approval rules in the transaction path.
Explore productFinancial visibility
Audit and Reconciliation
Attach agent, counterparty, policy, approval, and execution context to every transaction so finance can understand what happened without chasing separate systems.
Explore productWorkflow
How a payout clears without losing control
The agent can release funds as soon as work is complete, while Conto checks recipient, amount, velocity, and approval rules before settlement.
Step 1
The agent proposes a payout
A dispatch, payroll, or funds-movement workflow drafts the payment as soon as the business event is complete.
Step 2
Conto evaluates the payout in-line
Per-recipient caps, velocity limits, regional policy, and approval thresholds are checked before the transfer is allowed to settle.
Step 3
Routine payouts clear automatically
Trusted recipients and standard amounts move right away. Unusual payouts stop long enough for a human decision.
Controls
Controls that keep fast payouts bounded
Payout policies evaluate each request in real time, so routine transfers move and outliers pause before funds leave the wallet.
Recipient-level limits
Prevent oversize payouts to a single worker, driver, or wallet destination without slowing down the long tail of normal payments.
Velocity rules
Catch retry storms, duplicated workflows, or abuse patterns before they turn into many small losses.
Approval thresholds
Hold payouts above a certain amount for sign-off while still letting approved low-value disbursements move in seconds.
Regional and category policy
Make sure autonomous payouts only go to approved geographies and approved types of disbursement.
Visibility
Payout status and exceptions in one feed
A single payout feed shows which requests settled instantly, which ones hit review rules, and which counterparties are generating exceptions.
Demo
Delivery & gig work reference workflow
Delivery & gig work applies this solution to a realistic agent payment workflow, with approved payments, review paths, and blocked requests visible from request to settlement.
Outcomes
What teams gain from governed instant settlement
Fast settlement becomes an operating advantage instead of a risk tradeoff.
Finance teams review only the payouts that actually need judgment.
Ops teams can explain every delay or block with a concrete policy result.
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