Conto

Agent Wallets

Manage agent balances, track payments, and freeze wallets when spending needs to stop.

Illustrative product view

PA

procurement-agent wallet

0x7a3f…c21 · stablecoin wallet

12,480.00

USDC

Monthly budget$24,100 / $40,000

Recent activity

Helia Compute
-$1,920.00settled
Quill Data
-$8,500.00in review
api.exa.ai
-$240.00settled
seat-refresh.io
-$349.00blocked

Set up and manage agent wallets

Give each agent a wallet with spending limits and a clear owner.

Wallet assignment

Attach wallets to specific agents, teams, or environments so spend ownership stays clear.

Rail-aware limits

Apply controls consistently across stablecoin transfers and hosted payment flows.

Live wallet status

See each wallet balance, whether it is ready or frozen, and the payments tied to it, all in one place.

Environment separation

Keep sandbox testing distinct from production spend while using the same policy model.

One flow, two custody models

Managed wallet

Conto decides, the wallet sends · Conto holds the rules and the record

01 Request

Agent requests a payment

POST /payments/request
02 Policy check

Conto checks owner policy

approvereviewblock
03 If exception

Owner’s approver decides

Routine spend skips this step.

04 Release

Buyer wallet sends funds

Once the request clears, the managed wallet signs and sends. Conto holds the decision and the record.

POST /payments/:id/execute
05 Record

Logged with full context

tx 0x9f2c…

policy · approval · settled

Agent-controlled wallet

Agent keeps its own keys · Conto authorizes, logs on confirm

01 Request

Agent asks to authorize

POST /payments/approve
02 Policy check

Conto checks owner policy

approvereviewblock
03 If exception

Owner’s approver decides

Routine spend skips this step.

04 Execute

Buyer’s signer sends

Conto returns a 10-minute approval. The agent sends the transaction.

05 Confirm + record

Agent reports the transaction ID

POST /payments/:id/confirm

tx 0x9f2c…

policy · approval · settled

Same payment context, same policy evaluation, same audit trail. Who signs and sends is where the path diverges.

Wallet sendsAgent signsException path

Set up an agent wallet

Step 1

Register the agent

Create the agent identity and attach the wallet it can use for payments.

Step 2

Assign policies

Attach spend, counterparty, and workflow controls before the agent can transact.

Step 3

Monitor activity

Balances, holds, and freezes update as the agent spends, with the agent's name on each row.

Demo

See an agent wallet handle payroll payments

A payroll agent pays contractors across six countries from a Conto wallet. Per-contractor caps, a daily ceiling, and country allowlists hold the wallet inside its limits on every run.

Approved countries

6 active

Per-contractor cap

$100

Daily payroll

$500 max

What one wallet per agent buys you

See which agent and wallet made each payment.

A frozen wallet stops the agent without touching the policy.

Wallet freezes and limits become operational controls, not emergency scripts.