Agent Wallets

Manage agent balances, track payments, and freeze wallets when spending needs to stop.

Try the demo Talk to sales

Wallet controls

Give each agent a wallet with spending limits and a clear owner.

Wallet assignment

Attach wallets to specific agents, teams, or environments so spend ownership stays clear.

Payment limits

Apply controls consistently across stablecoin transfers and hosted payment flows.

Live wallet status

See the balance, payment activity, and frozen or active status of each wallet.

Environment separation

Keep sandbox testing distinct from production spend while using the same policy model.

Supported networks

Create wallets on supported networks, including Tempo and Base.

One flow, two custody models

Managed wallet

Conto decides, the wallet sends · Conto holds the rules and the record

01 Request

Agent requests a payment

POST /payments/request

02 Policy check

Conto checks owner policy

ApprovedNeeds approvalBlocked

03 If exception

Owner’s approver decides

Routine spend skips this step.

04 Release

Buyer wallet sends funds

Once the request clears, the managed wallet signs and sends. Conto holds the decision and the record.

POST /payments/:id/execute

05 Record

Logged with full context

tx 0x9f2c… ✓

policy · approval · settled

Agent-controlled wallet

Agent keeps its own keys · Conto authorizes, logs on confirm

01 Request

Agent asks to authorize

POST /payments/approve

02 Policy check

Conto checks owner policy

ApprovedNeeds approvalBlocked

03 If exception

Owner’s approver decides

Routine spend skips this step.

04 Execute

Buyer’s signer sends

Conto returns a 10-minute approval. The agent sends the transaction.

05 Confirm + record

Agent reports the transaction ID

POST /payments/:id/confirm

tx 0x9f2c… ✓

policy · approval · settled

Same payment context, same policy evaluation, same audit trail. Who signs and sends is where the path diverges.

Wallet sendsAgent signsException path

Connect an agent to a wallet

Step 1

Register the agent

Create the agent identity and attach the wallet it can use for payments.

Step 2

Assign policies

Assign spending limits, recipient rules, and approval requirements.

Step 3

Monitor activity

Balances, holds, and freezes update as the agent spends, with the agent's name on each row.

See an agent wallet handle payroll payments

Test contractor payouts across nine countries with per-contractor and daily limits.

Approved countries: 9
Per-contractor cap: $100
Daily payroll: $500 max

Run the global payroll demo

Track spending by agent

See which agent and wallet made each payment.