Network Intelligence
Use transaction history, relationship data, and shared risk signals to understand who agents are paying before the payment clears.
What informs a recipient score
helia.dev
· Passes this trust rule. Other payment rules still apply.
· Not enough signal yet. Pause for a human.
· Failed or flagged payments on record. Stop before settlement.
Your own history is only part of the picture. Anonymized signals from other Conto customers fill in what one org can't see alone. Score rules read the network score. Your own history sets the recipient's trust level, which rules can also check.
Check who your agents are paying
Trust scoring
Score counterparties using payment behavior, verification results, and relationship history.
Risk alerts
Surface suspicious recipients, blocked entities, and risky payment patterns before they spread.
Relationship maps
See how agents, wallets, vendors, and organizations connect through payment activity.
Policy inputs
Use trust scores and risk signals to decide which payments need approval or should be blocked.
From recipient lookup to payment decision
Observe the recipient
Conto resolves the address, domain, or vendor behind a proposed payment request.
Check payment history and risk signals
Conto checks your own history with the recipient and the network's signals before anything settles.
Apply the right outcome
Payments to trusted recipients can proceed. Unknown recipients can require review, and risky recipients can be blocked.
Watch trust signals stop risky transfers
Try a transfer to an unapproved recipient. Compare the recipient check with a separate limit on repeated transfers.
- Auto-approve below: $300
- Transfer velocity: 5 moves/hr
- Allowed flows: User withdrawals · treasury sweeps · partner settlements
Trust checks, before you pay
Agents can discover counterparties without treating every new recipient as safe.
Security teams can spot risky recipients and changes in who agents pay.
Trust decisions become part of the payment record.