Defaults

This page lists the default values used by Conto. Other pages link here instead of restating values inline, so the docs stay consistent when defaults change.

Chains and currencies

The API/SDK and CLI default to testnet so first-run integrations are safe by default. Mainnet is always an explicit operator choice in the CLI.

Setting	Default	Notes
Default chain ID (API/SDK)	`42431` (Tempo Testnet)	Applied when `chainId` is not supplied to `POST /api/wallets` or `POST /api/sdk/payments/request`.
Default chain ID (CLI)	`42431` (Tempo Testnet)	Used by `create-conto-agent`. Override with `--chain`; mainnet also requires confirmation.
Default chain type	`EVM`	Applied to new wallets when omitted.
Default Tempo Mainnet currency	`USDC.e`	Returned in payment responses for chain `4217`.
Default Tempo Testnet currency	`pathUSD` (TIP-20)	Returned in payment responses for chain `42431`.
Default Base/Ethereum/Arbitrum/Polygon currency	`USDC`	Resolved per chain by `getPrimaryStablecoin(chainId)`.
Default Solana currency	`USDC` (SPL)	Resolved by chain ID `solana-mainnet`.

For a headless mainnet setup, specify both the chain and acknowledgement, for example --chain 4217 --confirm-mainnet. Interactive mainnet setup displays a real-funds confirmation before creating any resources.

Explorer URLs

Tempo has two networks with two explorers. Each is canonical for its chain.

Chain ID	Name	Explorer
`4217`	Tempo Mainnet	`https://explore.tempo.xyz`
`42431`	Tempo Testnet	`https://explore.testnet.tempo.xyz`

EVM chains use the standard block explorers (basescan.org, etherscan.io, etc.) and Solana uses solscan.io / explorer.solana.com.

Wallets

POST /api/wallets applies these Zod defaults before persisting:

Field	Default
`walletType`	`EOA`
`chainType`	`EVM`
`chainId`	`42431` (via `getDefaultChain()`)
`custodyMode`	`MANAGED`
`controlModel`	Organization default; `CONTO_MANAGED` until an owner public key is configured
`isWatchOnly`	`false`

Custody priority

The payment evaluator selects wallets in this order when an agent has multiple linked wallets: MANAGED > SMART_CONTRACT > EXTERNAL Managed custody is preferred so platform-routed payments do not need user intervention.

Agent-wallet links

POST /api/agents/{id}/wallets applies these defaults:

Field	Default	Notes
`delegationType`	`LIMITED`	Other values: `FULL`, `VIEW_ONLY`, `PREAPPROVED`, `ALLOWLIST`.
`spendLimitPerTx`	`100`	USD. `null` means unlimited.
`spendLimitDaily`	`1000`	`null` means unlimited.
`spendLimitWeekly`	`null`	Unlimited unless set.
`spendLimitMonthly`	`null`	Unlimited unless set.
`allowedHoursStart`	`0`	Hour of day, 0-23.
`allowedHoursEnd`	`24`	Hour of day, 1-24.
`allowedDays`	`['Mon','Tue','Wed','Thu','Fri']`	Use full 7-day list to allow weekends.
`timezone`	`UTC`	IANA names accepted (`America/New_York`, etc.).

For wallet-level spend limits, null, omitted fields, and 0 mean “unlimited”. Use a positive number to enforce a cap.

External-wallet auto-create

When POST /api/sdk/payments/approve is called with a senderAddress that does not yet exist in the organization, Conto creates an EXTERNAL wallet automatically with:

Field	Default
`spendLimitPerTx`	`null` (unlimited per transaction)
`spendLimitDaily`	`1000` USD
`spendLimitWeekly`	`5000` USD
`spendLimitMonthly`	`20000` USD
`custodyType`	`EXTERNAL`
`enforcementMode`	`MONITORING_ONLY`

Tighten these via PATCH /api/agents/{agentId}/wallets/{walletId} before relying on them in production.

Approval tokens

Endpoint	Token TTL
`POST /api/sdk/payments/request`	5 minutes
`POST /api/sdk/payments/approve` (external wallets)	10 minutes

Tokens are single-use. After expiry, request approval again.

SDK keys

Setting	Default	Notes
`expiresInDays`	`365`	Optional. Defaults to 365 when omitted.
Max `expiresInDays`	`730`	2-year hard cap.
Key format (standard)	`conto_agent_...`	Per-agent. Used for payment operations.
Key format (admin)	`conto_agent_...`	Per-agent. Adds `agents:write`, `wallets:write`, `policies:write`.
Org API key format	`conto_...`	Org-level. Used with `ContoAdmin`.

Full keys are returned only once at creation. Store them immediately.

Payment requests

Setting	Default
`currency` (on `POST /api/transactions`)	`USDC`
`urgency`	`NORMAL`
`autoExecute`	`false`
Idempotency window	Indefinite. Same `idempotencyKey` + same payload returns the cached result. Different payload returns `409 IDEMPOTENCY_CONFLICT`.

Policy evaluation

Setting	Default	Notes
Policy priority direction	Higher first	`evaluatePolicyRules` sorts by descending priority.
Default policy priority	`50`	Use `0-100`. Reserve 90+ for security/compliance rules you want evaluated first.
API scope when omitted	Inferred	`assigned` with `agentIds`; otherwise `organization` for backwards compatibility.
Rule combination	`AND`	All rules in a policy must pass.
Policy combination	`AND`	Organization baselines and all effective assignments must pass. First `DENY` stops evaluation.
Counterparty trust storage	Decimal `0.0-1.0`	Rule values for `TRUST_SCORE` use the same scale. Defaults to `0.5` (`UNKNOWN`).

Counterparties

Field	Default
`trustScore`	`0.5`
`trustLevel`	`UNKNOWN`
`riskLevel`	`MEDIUM`
`verified`	`false`
`type`	`VENDOR`

Trust levels map to score ranges:

Range	Level
`0.75 - 1.0`	`TRUSTED`
`0.5 - 0.75`	`VERIFIED`
`0.2 - 0.5`	`UNKNOWN`
`0.0 - 0.2`	`BLOCKED`

Rate limits

Endpoint group	Limit	Window	Key
SDK payment endpoints	60	1 minute	Per agent
SDK read endpoints	120	1 minute	Per agent
Auth endpoints	10	5 minutes	Per IP
Account auth	5	5 minutes	Per account
Dashboard	100	1 minute	Per user

Sliding window. Fails closed if the backing store is unavailable.

Pagination

Field	Default
`limit`	`50`
Max `limit`	`100`
`offset`	`0`

Paginated responses return { items, total, limit, offset }.

Webhook delivery

Setting	Default
Max retries	`3`
Backoff	Immediate first attempt, retries after 1s, then 2s
Timeout	10 seconds
Signature header	`X-Conto-Signature` (HMAC-SHA256)
Required scheme	HTTPS (HTTP and private IPs blocked)

Auto-freeze thresholds

Trigger	Default threshold
`CONSECUTIVE_VIOLATIONS`	5
`CONSECUTIVE_FAILURES`	5
`SPEND_VELOCITY`	3x normal
`LARGE_TRANSACTION_ANOMALY`	10x normal
`TRUST_SCORE_BELOW_THRESHOLD`	`<0.2`
`TRUST_SCORE_DROP`	`30%`
`RAPID_COUNTERPARTY_SWITCHING`	10 per hour

Tunable via PATCH /api/agents/{id}/freeze-config.

Org roles

OrgRole enum: OWNER, ADMIN, MANAGER, MEMBER, VIEWER. New members default to MEMBER. See Roles and permissions for the permission matrix.

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Reference

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Defaults

Defaults

Chains and currencies

Explorer URLs

Wallets

Custody priority

Agent-wallet links

External-wallet auto-create

Approval tokens

SDK keys

Payment requests

Policy evaluation

Counterparties

Rate limits

Webhook delivery

Auto-freeze thresholds

Org roles

​Defaults

​Chains and currencies

​Explorer URLs

​Wallets

​Custody priority

​Agent-wallet links

​External-wallet auto-create

​Approval tokens

​SDK keys

​Payment requests

​Policy evaluation

​Counterparties

​Rate limits

​Pagination

​Webhook delivery

​Auto-freeze thresholds

​Org roles

Defaults

Chains and currencies

Explorer URLs

Wallets

Custody priority

Agent-wallet links

External-wallet auto-create

Approval tokens

SDK keys

Payment requests

Policy evaluation

Counterparties

Rate limits

Pagination

Webhook delivery

Auto-freeze thresholds

Org roles